Find Your Way
To A Better Home Loan, Fast And Easy!

At Divine Financial Services, we streamline the home loan process so you can secure the best financing for your dream home, quickly and easily. Whether you're a first-time buyer or looking to refinance, our team of experts will guide you every step of the way, offering competitive rates, personalized service, and fast approvals. Find your way to a better home loan—hassle-free!

Home Purchase

Refinance

Why Are We
Proud Of Our Service
To Homebuyers?

DIVINE FINANCIAL SERVICES is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers.

✔ Holisticly matrix highly modelling
✔ Growing audience for Business
✔ 24/7 Technical Supports

(786) 975 - 4609

Fast Track

Found a new home and ready to go? Use our Fast Track service to find your way home quick and easy!

✔ Apply to Get a Quote
✔ Get Pre-Qualified
✔ Apply for Mortgage Receive Disclosure
✔ Upload Documents Receive Final Approval
✔ Schedule Closing!

Concierge

Are you facing a bumpy road on your way home? Can't verify your income,... No problem, we are here to help. We are only one phone call away.

✔ Schedule a Consultation with our Experts
✔ Discuss Your Situation
✔ We Research Best Home Financing Options for You
✔ We Help Get You Pre-Qualified
✔ We Submit Mortage Application on Your Behalf and Help You Close

Get Started

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Loan Types

A loan is a financial agreement where a lender provides money to a borrower, who agrees to repay it with interest over time. Loans can be secured (backed by collateral) or unsecured (no collateral required). Timely repayment improves credit scores, while defaults can lead to penalties and legal action.

✔ Conventional

✔ FHA

✔ VA

✔ USDA

✔ Non-QM

✔ Construction Loan

✔ Bank Statement Loan

✔ DSCR- Debt Service Coverage Ratio

Schedule a Consultation

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Why Choose Us

Customers First

Our first priority is our customers whom we are devoted in helping pick the best loan option which meets their needs.

Paperless Process

We have streamlined the way we process your loans without paper and help expedite your application through our system.

Fast Turnaround

We have invested in top notch technologies to help speed the process to make your homeownership dreams faster!

Personalized Guidance

Our team will walk you through every step of the loan approval process and help customize the right loan for you.

Low Down Payment Solutions

We offer low down payment options for first time home buyers to help achieve their dream of homeownership.

Convenience 24/7 access

Start your application online and upload documents via secure portal based on your time availability not ours

Professional
Work

Our Promise

We know you have questions: Will I be qualified? How long will it take to close?

What is the process of qualification and approval for a mortgage? Our promise is to do our best to address all of your questions and assist you throughout the process to maximize the chance of achieving your desirable results.

Schedule a Consultation

Call Us Anytime

(786) 975 - 4609

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Our Process

Are You Homebuyers?

Affiliated Companies

Yamilee Migliori

Mortgage Broker/Owner

Yamilee Migliori is a seasoned professional with extensive expertise across real estate, title services, mortgage brokerage, and legal reporting. Based in Homestead, Florida, she has built a robust career through a combination of business ownership and leadership roles in financial services, property management, and the legal field. With over three decades of experience, she holds multiple licenses and certifications, including Property Manager (CAM), Real Estate Broker, Title Insurance Agent, Mortgage Broker, underscoring her vast and diverse skill set. In addition to her work in real estate and finance, Yamilee has an extensive legal background, having worked as a Real Estate Paralegal/Office Manager, and as a Freelance Court Reporter/Stenographer since 1998.